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34 Absolutely Hilarious People, And Honestly I Can't Say Who Is The Funniest
They're a little weird, but in the best possible way.
1. This car owner who added a Terminator decal to the back of their Corvette:
Even better? This is what it looks like when the brake lights come on:
2. These friends who took this "creative" graduation photo:
My grandma wanted some “creative” grad photos of my friend since we’re graduating at the same time. This was her least favorite from funny
3. This mom who showed the world how much she looked like her kid's drawing of her:
My kid did this portrait of me over 10 years ago. I still look the same, IMO. from funny
4. These business owners who do NOT want to be bothered...except, you know, by the tamale lady:
They know what they want. from funny
5. This hilariously young-at-heart 34-year-old:
I am 34 years old. from funny
6. This husband who knows what he did:
My wife fired me from baking cookies with her from funny
7. This cat owner who better give these cuties a treat after this:
Just informed them there won't be a Second Breakfast... nor an Elevenses. from funny
8. And this cat owner who saw their cat doing this and made this comparison:
And we have a lift off! from funny
9. This service worker who figured out a hilariously clever way to get tips:
Clever way to get a $3 tip from me. from funny
10. And this bar owner who said what he said:
Polite notice from funny
11. This funny woman who thankfully looks nothing like a rotisserie chicken:
Now that she said it, I can't unsee it. I can't stop laughing. from funny
12. And this dad who is not feeling appreciated, LOL:
He doesn't seem to be excited for Christmas from funny
13. This kid who wrote an unintentionally hilarious letter:
Got this letter from Zoe while deployed. She gets it. from funny
"Dear United States Veteran,
Hello! I am Zoe from Stuart, Florida. I wrote my letter to you because my uncle served in the Air Force and thankfully came back safe and flew helicopters for a while. But enough about my life.
The reason I chose the Air Force out of all the other branches is because what you do is VERY dangerous, unlike the Army, where if you get shot medics come and help you, but if your plane gets damaged you know you're done for.
Thank you for protecting us.
14. This guy who kept up his daily rituals even while working from home:
Experts recommend keeping your daily rituals even while working from home from funny
15. These kids who sent their mom into a panic by telling her "water was coming from the laundry room":
My kids came in and told me there was water coming from the laundry room. They said it looked like it started at the washer. I rushed in to find this. Buncha comedians in my house... from funny
16. This delivery guy who doesn't do things as expected:
I get an email every time I get a package delivered to my apartment’s mailroom. It’s supposed to be a photo of the label, but there’s this one guy... from funny
17. This person who needed a side table, but also felt overwhelmed by how hard it was to put together:
I figured out you don’t actually have to assemble these things. from funny
18. And this person who is number 17's kindred spirit:
Finished. from funny
19. This fifth-grader who is already really, really funny:
My son drew this in 5th grade. Perhaps I'm biased but I thought it was clever and funny. from funny
20. This air traveler who deserves all of our respect:
So inspiring from funny
21. This person who sent a message to their homeowners' association after it forced them to hide their trash cans out of sight:
The HOA in my friend’s neighborhood recently threatened her neighbors with a fine if they didn’t hide their trash cans, even though they’ve been in the same spot for over a decade. This is their solution. from funny
22. This funny duo that was destined to tangle:
Halloween 2020 from funny
23. This 23-year-old who decided to see what he'd look like as an old man:
My 23 Year Old Brother Decided to Shave His Hair and Beard so That He Could Look Like an Old Man... from funny
24. And the cat owner whose hobby was photoshopping her cat's face onto bees:
My sister keeps photoshopping her cat’s face onto bees from funny
25. The dad who sent this photo when his wife asked how he was doing with their triplets:
Wife left me alone with the kids for the first time and after asking for an update I sent her this from funny
26. The person who fixed the crack in their car window without, you know, actually having to get it fixed:
My window cracked so I fixed it the only way I know how from funny
27. This dad who turned the frozen aisle into straight-up comedy:
A dad being a dad at a supermarket from funny
28. This guy whose mind thought, "That's a happy-ass tree":
Went to Colorado to visit some family, discovered a happy ass tree among the Garden of the Gods. from funny
29. The store owner who understands human nature:
Hmmm from funny
30. And this friend who knows how to give a housewarming gift:
Our friend just gave us a housewarming gift. from funny
31. This woman with maybe the funniest holiday sweater ever:
Chest Nuts Roasting On An Open Fire from funny
32. This teacher who is very funny and a VERY big Star Wars fan:
One of our teachers wore a mandalorian mask and walked around saying “Do your homework, this is the way.” from funny
33. This student who filled this out (and wasn't wrong):
I’m mean… it’s technically correct! from funny
34. And this person who didn't let a lack of baking skills stop them from creating the perfect Shrek-themed cake:
Not exactly how I envisioned my Shrek themed birthday cake... from funny
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The Thrilling 34
Only 34 funds passed all my tests.
Every year I write about the Thrilling 34--although the number varies slightly each time. The idea is to focus on the most important factors and let them do the weeding for me. The goal is a short list of outstanding funds accessible to individual investors. This isn’t a list for huge pension funds.
You can be awfully picky when you have 8,000 funds to choose from. The criteria have largely been the same, with some minor tweaks over the years.
Here are the tests I used this time:
- Expense ratio in the category’s cheapest quintile.
- Manager investment of more than $1 million in the fund.
- Morningstar Risk rating below the High level.
- Morningstar Analyst Rating of Bronze or higher.
- Parent rating better than average/neutral.
- Returns above the fund’s benchmark over the manager’s tenure for a minimum of five years. In the case of allocation funds, I also used category averages because benchmarks are often pure equity or bond and therefore not a good test.
- Must be a share class accessible to individual investors with a minimum investment no greater than $50,000.
- No funds of funds.
The only real change to the above list is that I used prospectus adjusted operating expense ratio. I didn’t make the switch just because it’s a catchy name. It’s the measure we use for our analyst ratings, too. It includes rolled up fund-of-funds fees but does not include transactional costs such as leverage or shorting. This avoids an apples-to-oranges comparison.
A more subtle change is that we have moved to the enhanced analyst ratings methodology, which rates funds on a share class level and has resulted in some rating changes. In particular, the ratings adaptation has led to downgrades in low-return categories such as short-term bond and munis, because our methodology is particularly unforgiving of middling fees in low-return categories . However, because I already set the bar at cheapest quintile, it isn’t likely to knock many of this list’s candidates out of the box.
You may recall that I detailed past performance of prior lists earlier in the year here . In all six lists over the years, at least two thirds or more of the funds outperformed peers. And in five out of six lists, a majority outperformed their benchmarks. Of course, there are no guarantees that this list will match the prior lists’ performance.
In the case of funds where multiple share classes qualified, I chose the one with the lowest minimum. For example, Vanguard’s Admiral shares and Investor shares qualified for the nine funds that made the list, but because the investor share class also qualified, I used the investor share class.
I often get questions about this list that imply I should have chosen fund B over fund A. To be clear, it’s a series of screens. I’m not picking the funds and there is no set number of funds. Over the years it has bounced from the 20s to the 40s.
My last note is that I included funds closed to new investors because their shareholders want to know if they still pass the test.
Here then are the Thrilling 34 in reverse alpha order.
Vanguard Vanguard got nine funds on the list, the most of any firm. As Vanguardians like to say, it’s not active versus passive, it’s low cost versus high cost. The list of nine features active funds with fees as low as 21 basis points. When a fund is that cheap, it’s a lot easier to deliver good performance and beat the benchmark.
Vanguard Wellington ( ) VWELX leads the way at just 0.25% for a classic balanced fund run by a strong team at Wellington. It’s so easy to own that I recommend it just about as much as any other fund. And, no, it isn’t closed--you just have to invest directly with Vanguard to get in.
Vanguard Wellesley Income ( VWINX ) is closely related to Wellington. It just has more bonds and more income, though less return potential.
Speaking of funds I recommend the heck out of, Vanguard Primecap ( VPMCX ) and Vanguard Primecap Core ( VPCCX ) are two of the best growth funds I know of. They are both closed, but their slightly pricier cousins Primecap Odyssey Stock ( POSKX ) and Primecap Odyssey Growth ( POGRX ) are both open to new investors. Senior analyst Alec Lucas just recorded a video discussing Primecap that you can watch here .
Vanguard GNMA ( VFIIX ) delivers straightforward GNMA exposure for 0.21% if you invest $3,000 and 0.11% if you invest $50,000.
Vanguard Explorer ( VEXPX ) delivers very boring small growth exposure for 0.46% and a $3,000 investment.
Vanguard Equity-Income ( VEIPX ) is a standout in the equity-income world with excellent management and a solid yield.
Vanguard Dividend Growth ( VDIGX ) has a great but simple strategy. It aims to find companies that are likely to raise their dividends over time. That’s very basic, but companies that are likely to raise their dividends have to have healthy balance sheets and good growth prospects, too, and that makes for a fund with good defensive characteristics in recessions.
T. Rowe Price I’m a big fan of T. Rowe Price, but many of its funds are just outside the cheapest quintile and so only three qualify. Still, they are among the best.
T. Rowe Price New Asia ( PRASX ) is a new entrant to the list because manager Anh Lu passed the five-year tenure mark a few months ago. We like Lu and the team of analysts supporting this fund. Its growth-oriented strategy looks like many other T. Rowe funds’ emphasis on earnings growth and barriers to entry.
T. Rowe Price Mid-Cap Value ( TRMCX ) is a disciplined value fund that has delivered great results over David Wallach’s 19 years. However, disciplined value has been a tough place to be as the fund’s weak three-year results indicate. But I see plenty of reasons to hold on at this closed fund.
T. Rowe Price Mid-Cap Growth ( RPMGX ) has been in clover in this growth rally. Brian Burghuis has found winners upon winners at this closed fund.
Seafarer Overseas Growth and Income ( SIGIX ) has a $25,000 minimum for this share class, so don’t let the institutional tag throw you. Andrew Foster has done a fine job here and at previous funds he ran for Matthews. The fund did have a setback in the recent departure of comanager InBok Song.
Harbor Capital Appreciation ( HACAX ) is likewise an accessible institutional-labeled fund. Here the Jennison team makes the most from large growth rallies like the one we’ve just experienced.
Fidelity Fidelity got four funds on the list this time. Like T. Rowe, many of its active funds fall just short on fees.
Fidelity Total Bond ( FTBFX ) is a great bond fund that mixes aggression and caution. Ford O’Neil has the flexibility to position this fund more or less aggressively on credit risk. But it also boasts the strong issue selection we’ve come to expect from Fidelity’s bond funds.
Fidelity Select Health Care's ( FSPHX ) Morningstar Analyst Rating was recently upgraded to Gold. We’re fans of the deep team supporting this fund and it’s nice to get it at a reasonable fee.
Fidelity Low-Priced Stock ( FLPSX ) is the same brilliant fund it’s always been under Joel Tillinghast.
Fidelity Diversified International ( FDIVX ) has been a nice steady performer since Bill Bower took over in 2001. He looks for quality growth names and that has made the fund into a mild-mannered winner.
Dodge & Cox Dodge & Cox is another firm that was made for this list. (American and Vanguard are the others.) Dodge has long-tenured managers, low fees, and nearly all of its managers invest more than $1 million of their own money in their funds. So, on a fundamental basis you have funds that are quite consistent year over year, even if their returns can be buffeted when value hits a rough patch.
Dodge & Cox Stock ( DODGX ) , Dodge & Cox Income ( DODIX ) , and Dodge & Cox Global Stock ( DODWX ) are well-known standouts with teams of great managers.
Dodge & Cox Global Bond ( DODLX ) is the new kid on the block. Its rating was recently upgraded to Silver as we’ve become more comfortable that it could successfully apply its approach from the Income fund to global bonds and currencies. Launched five and a half years ago, the fund has produced excellent results but still has less than $1 billion in assets.
Baird Baird’s institutional funds carry a $25,000 minimum, thus making my hurdle. The Milwaukee-based team has grown on us, leading us to upgrade the trio of bond funds to Gold. Baird Aggregate Bond ( BAGIX ) , Baird Short-Term Bond ( BSBIX ) , and Baird Core Plus Bond ( BCOIX ) lean toward the cautious side of their peer groups yet still produce solid returns. The Core Plus fund is obviously the most aggressive of the three but it still has good risk-awareness to keep it from going too far out on a limb.
Baird MidCap ( BMDIX ) , the lone equity entrant from Baird, is a solid pick, too. However, as the Bronze rating indicates, we don’t have it at the same level as the firm’s bond funds.
American Capital Group’s long-term focus dovetails nicely with the long-term focus of this screening exercise. Managers and analysts tend to make a career of their time at the firm. You can see that in the sober way the funds are managed, the long tenures, and the sizable investment managers make in their own funds. Costs are reasonable, too. (You can get American funds for no-load in most NTF supermarkets.)
American Funds New Perspective ( ANWPX ) illustrates how widely the firm’s analyst and manager staff reaches. They’ve long had offices around the globe and brought excellent fundamental research to markets near and far. Not many firms have the depth to run a great world-stock fund, but they do.
American Funds Income of America ( AMECX ) highlights another strength: dividend investing. The firm has a variety of dividend-oriented funds that produce solid income without sacrificing returns or taking bad risks. That focus does mean the fund has faced recent headwinds due to its tilt toward value and overweighting in foreign equities. But at some point, the market will rotate in its favor.
Bronze-rated American Funds Growth Fund of America ( AGTHX ) is quite diversified due to its large asset base. It spreads assets out among more managers than it typically does and that means a rather diffuse portfolio. So, this is not a thrilling growth fund but one with good fundamentals nonetheless.
American Funds Global Balanced ( GBLAX ) is a relative newcomer launched eight years ago. The fund targets a 60/40 stock to bond allocation. Many of its peers make top-down calls, but this one focuses on issue selection, which makes sense for American.
American Funds Capital World Growth & Income ( CWGIX ) takes Capital’s dividend skills on the global stage and the result is a fine core holding.
American Funds American Balanced ( ABALX ) is a massive $157 billion fund with six equity managers and one balanced manager making allocation decisions. The main attraction remains stock selection and defensive characteristics combined with low fees.
American Funds AMCAP ( AMCPX ) seeks out capital appreciation and it has done a fine job of it. That mandate is broader than large growth and that’s held it back somewhat in this growth-driven rally. But there’s no reason it should depress returns for the next 10 years. Over longest-tenured manager Claudia Huntington’s 23 years, returns have been excellent.
The information, data, analyses and opinions contained herein do not constitute investment advice offered by Morningstar, are provided solely for informational purposes and therefore are not an offer to buy or sell a security, and are not warranted to be correct, complete or accurate. Except as otherwise required by law, Morningstar shall not be responsible for any trading decisions, damages or other losses resulting from, or related to, this information, data, analyses or opinions or their use. Opinions expressed are as of the date written and are subject to change without notice. Investment research is produced and issued by subsidiaries of Morningstar, Inc. including, but not limited to, Morningstar Research Services LLC, registered with and governed by the U.S. Securities and Exchange Commission.
Before making any investment decision, investors should read and consider all the relevant investment product’s offering documents and information. Customers should also seriously consider if the investment is suitable for them by referencing their own financial position, investment objectives, and risk profile before making any investment decision.
Russel Kinnel has a position in the following securities mentioned above: VPCCX, HACAX, DODLX, RPMGX. Find out about Morningstar’s editorial policies .
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They're a little weird, but in the best possible way. They're a little weird, but in the best possible way. BuzzFeed Staff It reads: "Dear United States Veteran, Hello! I am Zoe from Stuart, Florida. I wrote my letter to you because my uncl...
Only 34 funds passed all my tests. Only 34 funds passed all my tests. Every year I write about the Thrilling 34--although the number varies slightly each time. The idea is to focus on the most important factors and let them do the weeding f...
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