transfer lease honda

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How to Find Used Hondas for Sale

Select the Vehicle You Need

Honda makes a range of vehicles to meet the needs of different drivers and families. You can choose from Honda sedans, like the Accord or Civic, or look for a family-friendly vehicle like the Odyssey or Pilot. Depending on your family size and the number of miles you drive in a week, you may want to consider factors like gas mileage and vehicle age.

Some used Hondas are certified pre-owned vehicles, meaning that they still have some manufacturer protection to ensure that they run well even after you drive them off the lot. You will need to work with a Honda dealer directly in order to buy certified pre-owned vehicles.

Contact a Dealership or Two

Many dealerships carry used Hondas in their inventory. You will want to contact a dealership or two in order to learn about the used Hondas that they have on their lots. If you’re looking for a specific make and model, you may need to expand your search to include dealerships that are beyond your immediate geographic area.

You can also contact a Honda dealer to learn more about the certified pre-owned vehicles that they have in stock. Some Honda dealerships can even arrange for vehicle transport between related dealerships to get you an out-of-town vehicle you might like to test drive.

Look for Local Deals

Dealerships are not the only places where you’ll find used Hondas for sale. You can browse local classified ads or online deal boards to find vehicles that fit your search criteria. If you find something local that fits the bill, arrange a meeting with the owner to see the car and give it a test drive.

Check Your Financing Options

Before you set your heart on any specific used Honda, check your financing options. If you want to work with an outside bank, you’ll want to go through a pre-approval process with your chosen financial institution before you purchase your vehicle. You can also discuss financing options with your dealership and set up a payment plan through your dealer if you qualify for this option.

Make a Purchasing Decision

After you’ve done the test drives and have your financing in place, you’re ready to sign on the dotted line. You may have the opportunity to haggle or offer a counter-offer, but you will need to feel out your specific buying situation. Some dealerships welcome counter-offers, while others don’t. You’ll also want to fill out necessary registration papers and follow state laws to transfer ownership for your new-to-you Honda.

Honda Financial Services

Lease Company Information

The team at Swapalease.com prides itself in being the number one resource for automotive lease transfers anywhere. For this reason we need your help in both researching new leasing companies as well as keeping the information current that has previously been collected. Please contact Swapalease if your leasing company is not listed, or if you are aware of changes for any leasing companies that are currently listed below.

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Honda - Can't Lease Swap. Any Other Options? Feeling Stuck.

Hello Reddit!

I recently signed a lease for a 2020 Honda Civic Sport in black, after turning in my 2017, but am thinking about terminating it early or transferring the lease. The car was mainly for commuting to work.

Unfortunately after speaking with Honda, it turns out that they don't allow "Lease Transfers" and my only option is to buy the car and resell. So I'm currently looking at 3 options for this: Swapalease, Honda's Dealership, and now Reddit. The good part is that I got a pretty good deal on the lease since they gave me a discount on the MSRP. That might help with buying and resale value currently. I talked to "swapalease" and they have a program for Honda's where they purchase the vehicle for the buyout price, and resell it to someone else. Would there be any costs for me in this option?

Would love to know what my best options are for your perspective, just a 27 year old trying to figure it out and not lose too much. Any advice is much appreciated, thanks.

If Honda doesn’t allow lease transfers, then Swapalease isn’t an option. What’s your monthly and what’s your buyout? If you got a great deal (everybody gets a discount on MSRP, BTW) then maybe you won’t be fucked because the used car market right now is irrational. Get a quote from Carvana and Vroom.

Thanks a lot for your advice and help!

Monthly payment is around $220 and buyout is 20k. Looking online, in LA, they are selling the same trim with same millage for 20-22k. You think I could get away with selling it to a dealer for around 19k? Or even a private party?

I think you are close to being able to just sell to a dealer if you owe $20k to walk away. You didn’t mention if it was a coupe, sedan , or hatch and what the current mileage is... but auction average for a sedan with 5k miles is over $19k.

I would go to the usual suspects that buy cars... Carmax, Vroom, Carvana, EchoPark, etc and compare bids. You would have to pay any negative equity at time of sale but it may be less than you fear. Don’t bother with online bid estimates... only go where someone is offering actual money. The online estimators are very skewed with new, low mile cars because of their algorithms.

Get up...go and get a few actual bids where someone has physically looked at your car and will stand 100% behind their offer...then decide what is best for you.

Thank you, that's a good idea. Gotta get my car cleaned tomorrow and take it to get appraised/quoted from dealerships around LA. It's a 4 door sedan with just over 5500 miles. I think I'll end up losing about 1k and hopefully not more!

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If you know someone who would like the car you can do a lease assumption with Honda.

Could you explain what that is? I've only heard of a lease buyout

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How Can I Terminate My Car Lease Early?

Leasing a new car from a dealership is a tempting thing. However, many times the thrill of leasing a car vanishes under the burden of monthly lease payments and you want to terminate the car lease early. Here are some options to end the car lease early.

Give Your Lease to Another Person

It is one of the most popular options to exit a car lease early. Car dealerships can reap profits in a car lease only if you make all payments for the agreed period. Hence, the lease agreement clearly mentions you need to make all payments even if you want to return the car early and terminate the lease agreement. However, there is a solution to this problem by giving your car lease to another person.

There are many people looking for a car lease for shorter periods. These people do not approach car dealerships due to long lease periods of 18 months to 24 months. If you want to terminate the car lease early, you need to find a person who is ready to take the car lease from you. If you are not able to find such person, you can approach car lease transfer companies who can find such a person for you. All you have to do is give details of the car lease and request a quote.

Before you consider this option, you need to check whether the car lease contract allows for the transfer of the lease. Some car dealerships allow car lease transfers if the contract remains the same. For example, if it is a personal contract, you can transfer it to another individual and if the contract is in a business limited company’s name, you can transfer it to another limited company.

What is the Next Step?

When the car lease transfer company finds a person who is ready to take over the lease, it will initiate a credit check to ensure that the new lessee has a good financial standing. It will then inform the car dealership about the car lease transfer and complete the paperwork needed to transfer the lease. When the car lease is transferred to another person’s name, he/she is responsible for making future payments toward the car lease and you exit the car lease early without paying any penalties or termination fees. The car lease transfer company only charges a fixed amount for the services it provides which might be a fraction of the payment that you pay for the car lease every month.

You Can Also Choose Other Options, Including:

Return the Car to The Dealership

This is the most expensive option to terminate a car lease early. In this case, you would be required to make all remaining payments for the agreed lease period, plus early termination fees and taxes applicable to the car lease contract. However, this option does not have any negative effect on your credit score.

Buy the Car and Then Sell It

Car leases generally have an option to purchase the vehicle during the lease. You can exercise this option if the buyout price of the vehicle is less than the resale value of the vehicle. Although you have to pay early termination fees of a few hundred dollars, you can recover them through the higher resale value of the vehicle.

*Price does not include dealer installed options or cost of optional equipment chosen by the purchaser.

MintLife Blog

How To Get Out of a Car Lease

Written by Susan Johnston

Modified Oct 19, 2021

The views expressed on this blog are those of the bloggers, and not necessarily those of Intuit. Third-party blogger may have received compensation for their time and services. Click here to read full disclosure on third-party bloggers . This blog does not provide legal, financial, accounting or tax advice. The content on this blog is "as is" and carries no warranties. Intuit does not warrant or guarantee the accuracy, reliability, and completeness of the content on this blog. After 20 days, comments are closed on posts. Intuit may, but has no obligation to, monitor comments. Comments that include profanity or abusive language will not be posted. Click here to read full Terms of Service .

Save more, spend smarter, and make your money go further

That multi-year lease on a shiny new sports car may have seemed like a good idea a few years ago, but now it doesn’t fit your lifestyle or your budget. Or maybe you’d paid off your car and got lured in by a five-year Cash for Clunker lease and a government rebate.

The good news is, it is possible to get out of most auto leases by transfering them to someone else. Sergio Stiberman, CEO and founder of LeaseTrader.com , an online service that enables lease holders to find people willing to take over their contracts, people do it for a variety of reasons: a desire to upsize or downsize, a job loss, or relocation to an area that doesn’t require a car.

Want to exit your car lease gracefully? Here’s what you need to know:

1. Check your lease terms

Some companies, like Honda Financial Services (the financing arm of Honda Motor Co. (HMC)), allow lease transfers or assumptions only under special circumstances. Other companies allow lease assumptions but not in the final year of your contract. Or they keep the original lessee accountable if the new one stops making payments.

The latter should be a red flag for any lease holder, says Tarry E. Shebesta, president of LeaseCompare.com . “When you do an assumption, make sure you’re totally off the hook, so if they turn it in and they owe miles and wear and tear, you’re not still on the hook.”

In addition to that, you can expect to pay fees for transfering your lease. Those usually run up to a few hundred dollars, but that’s often negotiable with the person who assumes your lease, Shebesta says.

LeaseTrader has a chart showing restrictions and fees for various car companies; however, it’s smart to check your own contract, too.

2. Post your listing

In addition to LeaseTrader.com, you can also use SwapaLease.com . You’ll want to have your lease contract in front of you for filling out internet forms with information like lease terms, model, make, and more.

Stiberman says most of the leases listed on LeaseTrader.com are transferred within two to three weeks of when they’re first listed. “Some deals will never get out, but you have the deals that get out quickly,” he says. “Demand for these cars is high. It makes so much financial sense to take over a lease, because there’s no down payment and the terms are shorter.”

That’s why it’s generally easier for lessees with low mileage and a shorter time frame to find a match. Not surprisingly, it’s been challenging for Cash for Clunkers lessees to exit their five-year leases after just a year. According to Stiberman, “unless you have a very appealing monthly payment or a lot of mileage available, it’s going to be very difficult to persuade another lessee to take over your lease.”

3. Get the car inspected

Many leases are transferred across state lines, so you’ll want to get the vehicle inspected before transporting it to the new lessee. Depending on the situation, you might be transporting the car yourself or paying a shipping company.

“Whoever assumes that lease is [usually] going to be on the hook for any wear and tear charges,” says Shebesta. “But the person who’s letting the lease go wants to take care of everything.” Shebesta recommends taking the car to an authorized dealer for inspection and repairs, if necessary.

4. Consider the tax implications

In addition to coordinating transportation, out-of-state lease transfers introduce another challenge: taxes. Some states tax a car lease based on the upfront purchase price and others base it on the monthly payment. Transferring a lease to someone in the same state generally involves few, if any, tax complications. But out-of-state transfers get tricky when one state taxes one way and the other state has a different system. Even if the two states are on the same system, the tax could go up or down, so the new lessee will want to know that.

Figuring out all that stuff in itself may be frustrating to deal with. “The problem is, it depends on who you talk to at the DMV,” explains Shebesta. “You may call the DMV three times and get three different answers to the same question. And if you’re paying on the monthly payment and you go into a state that collects upfront, that’s where it’s going to get shady.” Whatever the tax situation, Shebasta suggests that the new lessee get the rules in writing from the state’s department or registry of motor vehicles.

In most cases, transferring your lease makes more sense than paying for parking, insurance, and a car you don’t use or simply dumping the vehicle at the dealership and stopping payments (that’s called a voluntary repossession and it will impact your credit). In case you find yourself negotiating with your leasing company, Stiberman offers this word of warning: “Don’t roll over your lease into your next car.” Instead, see if you can finish the lease or transfer it to someone else.

Susan Johnston is a Boston-based freelance writer who covers business and lifestyle topics.

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Honda Lease Transfer

I just entered into a 2018 Honda Clarity EV 36mo lease. Does anyone know what the lease transfer fees are for Honda, if I want to get out of the lease in 1-2 years?

Fyi lease details $258.50/mo, total down was ~$880, included first month, title, taxes, etc. 20k miles per year. No purchase option at lease end.

You can’t transfer a Honda lease.

Thanks. Are there creative ways to exit if needed, some type of sale instead of lease transfer? I notice there are a couple Hondas listed on swapalease.

You could always take it to Carmax/Carvana/Vroom and they can offer to buy the car from you. Compare whatever offer they give to your payoff amount, and sometimes it can be more than the payoff and you can profit. But the lease will not transfer to anyone.

The leased Clarity EVs cannot be sold…they are subsidised by Honda purely to learn charging and driving habits of leasees. Best case scenario is to switch the lease to a clarity plugin by working with honda and the dealership.

The car cannot be purchased from Honda for the payoff?

There is no payoff…the Clarity Electrics are only leased. There is no option to buy out the car at the end of the lease.

Correct. I found this odd. Not sure why they do not offer the leasee an option to purchase at the end of lease term. What will they do with all the returned Clarity EVs? The lease economics implies limited decline in value of the vehicle, although EVs historically lose value quickly.

The Clarity Electrics are experimental cars. The sales guy at honda said that they are being used to just get the data out from the driving habits,routes,charging habits etc. of people to improve the Honda products. So they are being leased only in CA and OR for a limited time. The car is heavily subsidised and there is no major improvement in battery life or range YOY. It’s almost like you are being paid to drive by selling your data.

Off topic here, but it’s important to mention. Similarly, in the 90’s, the EV1 model from General Motors was not offered for purchase at the end of the lease. They were repossessed and crushed.

Given the special situation, you may want to call them ask them if they can do something for you.

They can tack it back or allow you to transfer it as an exception…

It was a GM car from the 90’s, it deserved what it got.

So many GM secrets lost forever…

Honda, GM Say You Can't Sell Your Lease to Someone outside the Brand

The chip shortage and demand for used cars both mean car dealerships want to make sure they get their own cars back when the lease term is over.

The tight supply of new cars is shifting how automakers are dealing with old cars. General Motors and Honda both recently changed what they will allow their customers to do with their leased vehicles. Instead of allowing customers access to any purchaser in the market, anyone leasing a GM brand vehicle, or a Honda or Acura, will now have to return the vehicle to a dealership from that brand when the lease is over.

GM lessees "are only able to submit a lease purchase request . . . by contacting GM Financial Customer Experience or working with a participating GM dealership," Joe Bartuch, executive vice president of U.S. sales and credit for GM Financial wrote to GM dealers recently, according to Automotive News . GM's change started on the first of July, and Honda soon followed suit . Both companies said they will keep the policy in place through the end of 2021. Toyota told Automotive News that it is reviewing its leased vehicles policy and Ford said it has not accepted co-called "third-party lease returns" for years. GM's and Honda's policy changes were instigated by the chip shortage and other factors that are limiting new vehicle supply, with Honda specifically mentioning "global parts supply issues and congestion at various ports." The automakers say that preventing lessees from selling their vehicles to a company like Carvana or to a dealer representing another brand will mean their own dealers are more likely to have vehicles to sell during this time of strong demand. "Our goal is to make sure our dealers have access to quality preowned Honda and Acura vehicles to satisfy the needs of new and returning customers," American Honda Finance Corporation said in a statement provided to CNET . GM made the changes "to better support our GM dealers through the current economic environment and the challenges they're encountering sourcing quality pre-owned vehicles," the automaker told Automotive News . The automakers have not made it completely impossible for a person leasing a GM or Honda vehicle to sell their car back to someone other than the company that built the car. They've just made it more of a hassle. To get around the new restrictions, a lessee would have to buy out the lease, take ownership of the vehicle themselves and then sell it to whomever they want.

Sebastian Blanco has been writing about electric vehicles, hybrids, and hydrogen cars since 2006. His articles and car reviews have appeared in the New York Times, Automotive News , Reuters, SAE, Autoblog, InsideEVs, Trucks.com, Car Talk, and other outlets. His first green-car media event was the launch of the Tesla Roadster, and since then he has been tracking the shift away from gasoline-powered vehicles and discovering the new technology's importance not just for the auto industry, but for the world as a whole. Throw in the recent shift to autonomous vehicles, and there are more interesting changes happening now than most people can wrap their heads around. You can find him on Twitter or, on good days, behind the wheel of a new EV.

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IS IT POSSIBLE TO END A LEASE/LOAN EARLY?

When you lease or finance a vehicle, you’re making a very serious financial commitment that needs to be carefully thought through. Before you lease a vehicle, take some time to assess your vehicle needs, your financial obligations, and your long-term goals. Leasing a vehicle usually involves a 2-3 year commitment depending on your lease terms, and you should plan on staying in the lease for the entire duration of the term to avoid any costly charges or other financial burdens.

However, there are certain circumstances that require you to end your lease early. If you ever find yourself in a position that would require you to end your lease early, know that you have options and that the team here at Orangeville Honda will be here to assist you in any way possible. Here are a few ways you can get out of your lease early.

LEASE TRANSFER

By far the most financially viable solution to ending a lease early is to simply transfer the lease term to another person. This works particularly well if that person was already shopping for the very vehicle that you have. When you do a lease transfer, you are simply signing over the lease to another person, who will then be responsible for the remaining monthly payments.

This is usually the most inexpensive option as the only costs involved are the administration fees to complete the transfer. This option is ideal if you want to end your lease AND get rid of the vehicle.

EARLY BUYOUT

Another option if you want to end your lease but keep your vehicle is to do an early buyout. An early buyout is where you simply pay the dealership the entire sum of the outstanding remaining balance left on the lease, plus the residual value and any applicable taxes and fees.

Once you complete the buyout, you will effectively own the car as if you bought it. This is a great option if you want to end your lease early but KEEP your vehicle. However, the potential downside is that most vehicles lose the majority of their value in the first couple of years, which can lead to this option being very costly.

There are some rare cases where a vehicle will actually gain value, in which case you could make a profit by selling the car privately after doing an early buyout. If you have any questions about whether or not an early buyout is a good idea for you, don’t hesitate to contact us. We’ll be glad to answer any questions you may have.

CHANGING LEASES

If you want to end your lease early so that you can lease a different vehicle, you will usually have the option to do so. When you end your current lease, you will still be responsible for the remaining outstanding balance on your lease term, plus residual costs and taxes.

This can lead to a risky situation when changing leases because if the value of the car you were leasing is less than the remaining balance, you’ll be stuck paying depreciation on both your previous vehicle as well as your new lease.

WHAT SHOULD YOU DO?

Try not to get overwhelmed when trying to figure out how to end your lease early. Financially speaking, the best option is usually to simply ride out your lease term, but, if for any reason you find yourself in a situation where you need to end your lease early, don’t panic.

With the right information and some careful strategic planning, you’ll be able to arrive at the perfect solution for your unique situation. As a customer of Orangeville Honda, you will receive any assistance you need regarding your lease from our finance team . We work hard to make sure our customers get the attention and service they deserve.

Other FAQs you might also be interested in…

Orangeville Honda

Honda: Car Lease Options FAQs

Leasing is like renting, you only pay for what you use. Payments are based on the difference between the lease end value and the vehicle cost plus lease finance charges. Taxes will be included in the monthly payment rather than the full cost of the vehicle.

With lower monthly lease payments over a shorter period of time, you can drive a new vehicle more often.

Lease payments are traditionally lower than retail payments on the same vehicle.

At the completion of the lease, you can choose to purchase the vehicle for a pre-determined price shown on your lease contract plus applicable taxes or return it without further obligation. If you decide to return your car, all you have to do is make sure you have not exceeded your kilometer limit, that any outstanding fines have been paid, and there is no excess wear and tear on the vehicle.

If your leased vehicle is involved in an accident, vandalized or stolen the vehicle may have to be written off. To insurance companies a "write off" means fair market value minus your deductible. Your insurance settlement may not always satisfy your monetary obligation. Our Future Value Lease offers you protection against these situations. The monetary GAP between your insurance settlement less your deductible and your lease obligation is covered automatically by our GAP. Some conditions may apply. See your local dealer for details.

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COMMENTS

How to Lease a Car
If you need a new car, you can lease one instead of buying one. In a lease, you pay monthly rent payments and return the vehicle when the lease ends. What factors should you consider if you’re thinking of leasing?
How Do I Get Out of My Car Lease?
Starting a car lease can be an exciting endeavor. Leases can allow you to drive a new car for a few years with lower payments than what you’d make if you’d purchased the car and gotten a loan.
How to Find Used Hondas for Sale
Hondas are popular vehicles, and choosing one for your next purchase is a smart move. You can find used Hondas for sale in your local area, either from a dealership or for sale by owner. Read on to learn how to find a Honda that suits your ...
Can You Take Over a Car Lease?
Your monthly lease payments are determined by the estimated depreciation of the vehicle at the end of the lease term plus the interest rates. Similar to a
Honda Financial Services lease transfer information
Swapalease.com The number one car lease transfer takeover marketplace. Get out of your auto lease early without penalties or take over an existing short
Honda
Unfortunately after speaking with Honda, it turns out that they don't allow "Lease Transfers" and my only option is to buy the car and
How Can I Terminate My Car Lease Early?
When the car lease transfer company finds a person who is ready to take over the lease, it will initiate a credit check to ensure that the new lessee has a good
Car Lease Takeover Deal at Honda Universe
Transfer fees; You inherit the monthly payment as it is; Possible wear and tear from the previous owner; Mileage restrictions. Learn More About Car Lease Swaps
How To Get Out of a Car Lease
Some companies, like Honda Financial Services (the financing arm of Honda Motor Co. (HMC)), allow lease transfers or assumptions only under
Honda Lease Transfer
You can't transfer a Honda lease. Lorcank January 3, 2019, 6:39pm
Honda, GM Say You Can't Sell Your Lease to Someone outside the
The automakers have not made it completely impossible for a person leasing a GM or Honda vehicle to sell their car back to someone other than
Is It Possible To End A Lease/Loan Early?
This works particularly well if that person was already shopping for the very vehicle that you have. When you do a lease transfer, you are simply signing over
Honda Leasing Option FAQs for Your Car
What are the benefits of leasing? ... Leasing is like renting, you only pay for what you use. Payments are based on the difference
End of Lease Options
On a lease, federal law requires disclosure of the vehicle mileage in connection with the transfer of ownership. You must submit a signed and dated Odometer